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BOP Retail Business Insurance — What It Covers & What Not

Businesses, both large and small, face many risks. Fires, burglaries, and natural disasters are just a few of them. To prevent them from getting a financial hit by unexpected losses and to protect their stores and assets, business owners need insurance. In this blog, we are going to talk about Business Owners Policy — a type of retail business insurance Read More...

Flood Insurance — Why is it Important & How to Buy the Right Policy

It wasn’t long ago when New York was hit by Hurricane Sandy, which led to an estimated loss of $70 billion. Flooding was a major cause of damage in this 2012 natural disaster. Most families who had flood insurance were able to get financial assistance for the damage caused Read More...

3 Tips for Choosing the Right Private Flood Insurance Policy

Every year, floods cause a serious amount of damage in the US. Reports suggest that the damage is nearly $6 billion, which is indeed a shocking stat. Though the National Flood Insurance Program (NFIP) is there for people to offer protection against flood damage, the problem with it is it caps your coverage Read More...

Understanding Coverages under Homeowner’s Insurance

If you are in the process of buying a house but have no idea how to get homeowner’s insurance, you are at the right place! Like most types of insurance, homeowner’s insurance reduces the costs associated with a risk, in return for a monthly premium, which is based on a lot of things Read More...

4 Types of Claims Covered by Commercial General Liability Insurance

If you are a business with no Commercial General Liability insurance coverage, lawsuits or claims made by third parties for injuries or damages—resulting from your operations—can cause serious losses to your business and also hamper your reputation. Irrespective of the size and nature of your business, it is imperative that you have a General Liability insurance policy in place, so you can stay protected against these hefty damage claims and also have peace of mind. Linx Insurance can help you Read More...

Renters Insurance — How is it Similar to & Different from Homeowner’s Insurance

For those of you out there who are renting a home or apartment, you have almost as much need for insurance as a homeowner does. Unfortunately, sometimes you don't think about that. As a renter, you don't own the building you live in so you don't have to insure it, but you do own a whole lot of stuff, from your furniture to the artwork, clothes, dishes, and everything else that belongs to you within those walls. So, it's your responsibility to ensure it. You can reach out to a reputable insurance broker Read More...

3 Things You Must Consider Before Buying Retail Insurance

If you own a retail store, it is very important you have a business protection plan in place to safeguard your assets. No matter how well your business may be doing, or how happy your customers are with your offerings and services, you should never ignore the fact that there may be possible circumstances and situations, which lie outside of your control as a store owner. These situations can cause grave physical, emotional and financial harm to you and your business. Read More...

4 Types of Retail Store Insurance That Secure From Possible Risks

In order for retail businesses to be a success, store owners should have a business protection insurance cover in place. No matter how good your business performs, the fact is – too many circumstances and situations lie outside of your control, which can lead to damages and losses. Read More...

Factors that determine the price of your auto insurance policy

The amount you pay for auto insurance is determined by a number of factors—from your driving record to the type of coverage you have to where you park your car. Although different insurance providers have various criteria for this, there are some common parameters companies use to determine the bottom line on your auto policy. Read More...

4 Reasons Highlighting the Vitality of Workers’ Compensation Insurance for Your Business

Workers’ compensation may not be the first thing that comes to our minds while looking for business insurance, but it should not be overlooked as it is an important part of any business’ insurance policy. Through this program, employees are provided with benefits and medical care. Also, the business owners have the assurance that their employees will not sue them in case of any discrepancy. Although the reasons why Workers’ Compensation insurance is vital for your business Read More...

3 Common Pitfalls to Avoid While Going for Business Insurance

Running a successful business requires complete preparedness. For starters, it is important to create a comprehensive checklist that covers every meticulous aspect of your business operations. You need to create a protective barrier for your company that can safeguard Read More...

Renters Insurance: A Cost-Effective Way To Protect Your Possessions

Renters insurance is among the most important, yet underestimated piece of financial security available to renters. A 2014 survey by Nationwide found that 56 percent of renters between the ages of 23 to 25 don't have renter’s insurance policy. Read More...

3 Common Myths about Flood Insurance Busted

When purchasing flood insurance, it’s important to understand the factors that affect your policy costs and coverage. Unfortunately, there are a lot of myths regarding this insurance type that pass for "common wisdom”. Here are some of them Read More...

Secure your safety with motorcycle insurance

Irrespective of whether you are a long-time rider or a fledgling biker, if you have purchased a new motorcycle, you are going to get attached to it very soon. Read More...

To-Do List for Your Motorcycle Insurance Before You Hit The Road

Whether you are enjoying a long summer time ride, or have your bike stored away for the winter, a motorcycle insurance policy can help protect you and your motorcycle. Read More...

3 Tips while Choosing the Right Commercial Insurance

Regardless of whether you are a budding entrepreneur or a successful business-owner, you need to invest in a good insurance policy. Commercial insurances cover the costs of property damage; liability claims and protects business-owners from legal claims. Read More...